Frugality has a bad reputation

The skills required to acquire resources aren’t the same skills required to retain resources.

Acquisition requires engaging opportunities, making opportunities, taking some risks, and a lot of action.

Retention requires the opposite… not engaging every opportunity, protecting downside, and a lot of patience.

The former without the latter results in exertion without security or freedom. The latter without the former results in less security or freedom.

Neither deserves a bad reputation. Both are valuable. Find your own balance and be proud of it.